Medicare coverage can be made available to people with disability benefits. If someone has been receiving full disability benefits from Social Security for two years, he can enroll in Part A of the Medicare program, which provides coverage for hospital care. In addition, people covered by Part A can enroll in additional sections of Medicare for more benefits.
About Receiving Medicare Due to Disability
Normally, the government's Medicare hospital insurance is reserved for those 65 years and older. However, Medicare is also available to the disabled, assuming that they meet certain conditions. The basic condition is that the applicant must have been receiving disability benefits from the Social Security department for at least 24 months.
Qualifications
The definition of disability for the purposes of Social Security is somewhat different than that of other programs and organizations. Social Security only awards benefits to people that are deemed to have full disability. As a result, there are no provisions for partial or short-term disability.
Definition of Full Disability
A person is considered to be fully disabled by Social Security if he is unable to do the job that he previously held. However, there are additional provisions. Social Security must also decide that the person is unable to change jobs or adjust to other work as a result of this medical condition. In addition, this medical problem should be expected to last for at least one year or otherwise result in the person's death.
Basic Medicare Coverage
If a person qualifies for Medicare disability benefits, he can be enrolled in Medicare Part A for free. This system helps pay for any inpatient care received in a hospital (or by a nursing facility after a hospital visit). Part A will also pay for certain aspects of receiving health care at home, as well as providing some coverage for hospice care.
Other Medicare Options
In addition to Part A, which only covers some medical expenses, there are additional Medicare programs that someone on Plan A can enroll in for a monthly premium. Part B provides extra coverage for the services of doctors and other professionals that are not covered by Part A. Part C provides extra benefits for people who use specific providers. Part D provides coverage for prescription drugs. All of these additional parts are available to people with disability who are covered by Part A.
Tags: Social Security, covered Part, disability benefits, Part provides, available people
