North Carolina
is home to various health insurance companies.
Health insurance helps cover the cost of health care services for individuals and families. Most people have health insurance coverage through their employers. Individuals who are self-employed or between jobs have coverage through individual plans. North Carolina residents may obtain health insurance coverage from various nationwide insurance companies or from insurance companies based in North Carolina.
Blue Cross Blue Shield of North Carolina
Blue Cross Blue Shield of North Carolina has its headquarters in Chapel Hill and major operation centers in Winston-Salem and Durham. According to its website, Blue Cross Blue Shield of North Carolina has 4,600 employees and 3.7 million customers, making it the largest health insurer in the state. The company serves individual and small and large group markets. Blue Cross Blue Shield of North Carolina holds the highest accreditation from the National Committee for Quality Assurance for its PPO, HMO and Point-of-Service plans.
Blue Cross Blue Shield of North Carolina
Corporate HQ
5901 Chapel Hill Road
Durham, NC 27707
800-324-4973
800-291-6315
bcbsnc.com
Inclusive Health
The North Carolina Health Insurance Risk Pool operates under the name of Inclusive Health. It was originally set up by the North Carolina Legislature as a state-subsidized high-risk pool to provide health insurance for North Carolinians with pre-existing conditions who could not get coverage elsewhere. In July 2010, Inclusive Health began operating a federally subsidized high-risk pool formed as part of the 2010 national health care overhaul. The risk pool offers discounted rates on individual insurance policies to people who are both ineligible for coverage under an employer plan and have pre-existing medical conditions. A 12-member board that includes the state’s commissioner of insurance and 11 other members appointed by state officials governs the company.
Inclusive Health
P.O. Box 30909
Raleigh, NC
866-665-2117
inclusivehealth.org
WellPath Select Inc.
WellPath Select is a subsidiary of Coventry Health. Its main office is in Morrisville. The insurer offers insurance plans to the individual market and small and large group markets. According to the company’s website, WellPath Select serves more than 160,000 residents in both North and South Carolina. It has a provider network numbering 24,000 members throughout the Carolinas, with additional providers all over the country.
WellPath Select Inc.
2801 Slater Road
Suite 200
Morrisville, NC 27560
866-364-5663
chcnorthcarolina.coventryhealthcare.com
FirstCarolinaCare Insurance
FirstCarolinaCare Insurance is a subsidiary of FirstHealth of the Carolinas. FirstHealth of the Carolinas is a private not-for-profit network located in Pinehurst. The company holds licenses for various entities, including three hospitals, three sleep disorder centers, three dental clinics, six family care centers, a hospice program, home health services and an insurance plan. FirstCarolinaCare Insurance focuses on medical management, using a primary care physician. The company markets to individual and small group segments.
FirstCarolinaCare Insurance
43 Memorial Drive
Pinehurst, NC 2874
800-574-8556
firstcarolinacare.com
Tags: North Carolina, Blue Cross, Blue Cross Blue, Blue Shield, Blue Shield North
