Regardless of age, health screenings are a part of life. They are used for everything from insurance enrollment to disease prevention. Consumers should study an insurance company's policy for details about health screenings.
Blood Glucose Screening
Men over 45 are urged to obtain a blood glucose screening. Early screening may prevent the onset of Type 2 diabetes. Most insurance companies cover this screening to avoid the costs of diabetic drugs.
Family History
Family history plays a pivotal role in the doctor's decision to order a particular health screening. A family history of high blood pressure, for example, may prompt a doctor to order it earlier than he normally would. If the consumer knows her history, better decisions are made about the best possible insurance.
Talk With Doctor
The physician often knows which screenings are covered by most insurance companies, but consumers who feel strongly about a particular health screening should review the risks and talk with the doctor about possible alternatives that are covered by insurance.
Prevention
According to Preventdisease.com, 80 percent of all diseases are preventable. Insurance companies are aware of this and have made wellness programs, which can include screenings, a key part of their coverage.
Screening Situations
Health screenings are performed in at least two situations. They are conducted routinely as a preventative measure or when a patient is showing signs and symptoms of a particular disease. Reputable insurance companies are clear about when and if health screenings are covered.
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