Health insurance can be a costly expense every month, and your premium can differ significantly from those of other individuals with the same plan. This may be due to your health insurance risks. These risks can make you more likely to need medical attention, and since the healthcare company deems you a higher risk, your payments are higher. To lower your monthly payments, you need to reduce your health insurance risks.
Instructions
1. Quit smoking. This is a big factor in determining your healthcare costs. Because of all the health risks related to smoking, your monthly premium can jump significantly if you're a smoker.
2. Lose weight. If you're considered obese, you're more likely to need medical attention, and the health insurance company may consider you a risk. Simply losing weight by the time your next doctor's visit rolls around may help reduce the health insurance risk.
3. Avoid injuries. If you're free from injuries and don't frequently visit the doctor, you're going to see lower health insurance costs than an individual who frequently visits the doctor or emergency room.
4. Have your tubes tied. Whether you agree with the practice or not, women often pay more for health insurance because they have a chance of becoming pregnant. If the health insurance company knows there is a slim chance to no chance of you becoming pregnant, the health insurance risk lowers.
Tags: health insurance, becoming pregnant, becoming pregnant health, chance becoming, chance becoming pregnant
